{
  "source": "AI Risk Atlas",
  "url": "https://airiskatlas.com",
  "license": "CC BY 4.0: quote or reuse with attribution to AI Risk Atlas.",
  "updated": "2026-06-26",
  "insuranceProducts": [
    {
      "id": "munichre-aisure",
      "name": "aiSure",
      "provider": "Munich Re",
      "coverType": "parametric",
      "status": "active",
      "launched": "2018",
      "capacity": "up to USD 15 million (via the February 2026 Mosaic partnership for AI vendors)",
      "sourceUrl": "https://www.munichre.com/en/solutions/for-industry-clients/insure-ai.html",
      "atlasUrl": "https://airiskatlas.com/learn/what-is-ai-insurance",
      "summary": "The longest-running AI insurance product: a performance guarantee that pays out when measurable model performance falls below pre-agreed thresholds. Distributed via Superscript, and from February 2026 offered to AI vendors through a Mosaic Insurance partnership (up to USD 15 million capacity) covering generative-AI errors and hallucinations."
    },
    {
      "id": "armilla-ai-liability",
      "name": "AI Liability Policy",
      "provider": "Armilla AI (Lloyd’s coverholder)",
      "coverType": "indemnity",
      "status": "active",
      "launched": "2025-04",
      "capacity": "limits up to USD 25 million per organization (expanded January 2026)",
      "sourceUrl": "https://www.armilla.ai/resources/armilla-ai-raises-lloyds-backed-coverage-to-25m-as-traditional-insurers-retreat-from-ai-risk",
      "atlasUrl": "https://airiskatlas.com/learn/what-is-ai-insurance",
      "summary": "A standalone, Lloyd’s-backed AI liability policy from the first MGA dedicated to AI liability. Launched April 2025; coverage limits expanded to up to USD 25 million per organization in January 2026 (a coverage limit, not a funding round). Capacity from Chaucer, Axis Capital, and Convex. Paired with a warranty product backed by Swiss Re, Greenlight Re, and Chaucer."
    },
    {
      "id": "armilla-chaucer-vanguard-ai",
      "name": "Vanguard AI",
      "provider": "Chaucer + Armilla AI",
      "coverType": "indemnity",
      "status": "active",
      "launched": "2026",
      "capacity": "USD 25M+ dedicated AI aggregate plus USD 10M cyber",
      "sourceUrl": "https://www.chaucergroup.com/news/press-release-chaucer-and-armilla-ai-launch-vanguard-ai-coordinated-insurance-structure",
      "atlasUrl": "https://airiskatlas.com/learn/what-is-ai-insurance",
      "summary": "A coordinated structure combining Chaucer cyber and technology E&O with Armilla’s standalone AI liability policy, designed to remove gaps and overlaps between cyber, tech, and AI cover in a single placement."
    },
    {
      "id": "aiuc-elevenlabs",
      "name": "AI agent insurance (AIUC-1 backed)",
      "provider": "AIUC (Artificial Intelligence Underwriting Company), with ElevenLabs",
      "coverType": "embedded",
      "status": "active",
      "launched": "2026-02",
      "capacity": "up to ~USD 50 million per loss",
      "sourceUrl": "https://aiuc.com/research/elevenlabs-secures-first-of-its-kind-ai-agent-insurance",
      "atlasUrl": "https://airiskatlas.com/learn/what-is-ai-insurance",
      "summary": "The clearest public example of embedded AI-agent insurance: cover enabled by certification to AIUC’s AIUC-1 standard, which AIUC describes as a SOC-2 for AI agents. Live with ElevenLabs from February 2026, covering AI agent failures such as hallucinations, prompt injection, unauthorized actions, and incorrect advice."
    },
    {
      "id": "vouch-ai-insurance",
      "name": "AI Insurance",
      "provider": "Vouch",
      "coverType": "indemnity",
      "status": "active",
      "sourceUrl": "https://www.vouch.us/coverages/ai-insurance",
      "atlasUrl": "https://airiskatlas.com/learn/what-is-ai-insurance",
      "summary": "A standalone AI insurance product aimed at startups and AI companies, covering AI errors and omissions, bias and discrimination, hallucinations, IP infringement, and regulatory exposure."
    },
    {
      "id": "google-cloud-affirmative-ai",
      "name": "Affirmative-AI cyber program",
      "provider": "Google Cloud, with Beazley, Chubb, and Munich Re",
      "coverType": "endorsement",
      "status": "active",
      "launched": "2025",
      "sourceUrl": "https://cloud.google.com/",
      "atlasUrl": "https://airiskatlas.com/learn/what-is-ai-insurance",
      "summary": "A hyperscaler-led model in which a policy endorsement provides affirmative cover for failures of Google Cloud AI services. A structurally distinct pattern from the MGA-led products, with capacity from Beazley, Chubb, and Munich Re. (Confirm the Google Cloud primary-source URL before publishing.)"
    }
  ]
}